To my knowledge, legal protections against unpaid emergency room bills not leading to credit harm or debt collection exist only in California and New York. Also, emergency rooms are very limited in the care they dispense - they don't dispense chemotherapies.
> Individuals who were unemployed made roughly 2.5 times as many preventable emergency care visits as those who had a job (Figure 3).
> Lack of health insurance coverage was another factor that appeared to play a role in preventable ER visits.
> According to the study, individuals without health insurance had more preventable visits to the ER than those with health insurance (Figure 4).
> This suggests that uninsured individuals may not seek primary care for chronic conditions ahead of an urgent episode or they may rely on emergency rooms for general health care needs.
