They all require paying for credits up front which is also an anti-fraud measure though which was my entire point ;)

Credit upfront as antifraud: perfectly fine. KYC: absolutely not.

And if you ran a company at OpenAI's scale then you can make that decision, but you don't

How much do you know about me?

Anyways, competitors do not require KYC for text transformation services, and that's how it should be.

You call OpenAI a "text transformation service" so clearly you are incompetent and your website backs that up

Thank you for your valuable feedback!