Some employers will have healthcare concierges that help with resolving such issues. An example is HealthAdvocate[1] (no relation). I believe some of these services will take a cut (e.g. 25%) of the money they save for you.
I cannot speak to how effective these services are. My general experience with "proxy" services have not been great, due to inadequate care or training.
So we pay people to deny coverage, and then we also pay people to deny the denying. Broken Window Theory hard at work!
It's the societal version of Kurt Vonnegut Jr's "dynamic tension." Just muscles pulling against muscles for their own sake, with no actual work getting done. Surely this is a recipe for downfall.
I cannot speak to how effective these services are. My general experience with "proxy" services have not been great, due to inadequate care or training.
[1] https://www.healthadvocate.com/site/product-index/engagement...