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This is for something like the security questions when you reset your password except based on your financial records.

  - Do you recognize this street name?
  - Have you bought from this store?
  - How many mortgages did you co-sign?
Answering a set of these “knowledge” based questions is considered statistically probable proof that you’re you.


They’re derived from public records. Anyone who wants to hire the staff for legwork and pay all the individual municipalities for access can compile the same database.


But why would this any better or more effective than asking someone to verify information on their previous years tax filings such as specific line items etc?




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