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> Monarch/YNAB

Yeah, right. Let some thirds party app collect all your info in their secure cloud. Do you also give Monarch login to your bank account?


Outbank is an option that runs locally but still connects to banks to fetch transactions: https://outbankapp.com/


This seems like Claude sub agents. I personally had tried to use sub agents for repetitive tasks with very detailed instructions, but was never able to get it to work really well in different contexts.


Here is a very interesting thread with owners https://www.4xeforums.com/threads/wrangler-4xe-ota-update-10... Some interesting observations:

    * vehicle loses power while in motion

   * some owners reported not accepting the update, but it still proceeded to update

    * off hours support told them call on Monday

Jeep has been riding on their reputation for while. If you still loyal to this brand, then it’s on you guess.


Out of curiosity, what do you mean by Jeep riding on their reputation?

Based on everything I've seen and heard, Jeep's reputation is for unreliable vehicles that are increasingly difficult to repair. This seems pretty on-brand for that reputation.


Recent reputation, yes. But their old reputation was very positive. They made cars that would survive in any condition (which is why they were popular for military uses).

These days, you're in one of two camps: Either you still believe (because you're ignorant or value the Jeep brand more than you value a reliable vehicle) or you've read the recent reviews and steer clear.

Jeep has been duking it out for the bottom of Consumer Reports ratings for a while now, yet they still seem to sell cars. As they continue to betray their loyal customer base though, I imagine this will change. I wish American car companies were better!


I think you’re conflating a few things. Jeeps, as manufactured during World War II, were produced by Ford and Willys. The Jeeps of today, manufactured by Stellantis, carry on the name (and arguably the general shape) but are completely different vehicles.

They “seem” to sell cars? Well, yes. The Wrangler and the Grand Cherokee are consistently near the top of list of most popular SUVs, year after year.


The point of buying the brand is to conflate reputations.


It's slightly different here. They did seem to have bought a lot of the manufacturing - or at least they're still manufactured in the US? Maybe ex Chrysler factories?

China buying the MG brand was entirely just for reputation - no connection at all.


The older I get the less I care to believe in memes that float around, if everyone online memes about how horrible some product or brand supposedly is. In fact, the more prevalent the memeing is, the more I assume it's either manufactured or has just reached critical level of viral meme where now everyone repeats something simply because everyone else says it.

What percentage of people shitting on some brand actually have owned that brand for many years? And also owned other brands for many years, to be able to compare reliability and have any sort of informed opinion on the topic?

Things like Consumer Reports are just small surveys of the opinion of random members of the population, what they think about the brand, there's no connection to any objective reality about how reliable they vehicles actually are.

In the past I've tried to find a single study that actually compares objective reliability of brands. It does not exist. If you Google for it, everything you will find will eventually, at the bottom of it all, link back to the same Consumer Reports study.

I've owned a 2018 Wrangler for 6 years now, I've put 75k miles on it, many thousands of miles in the most remote places in the country, where if it had issues it'd be a 30 mile hike to safety. It's never once let me down in any way. Never once had a major problem. That's all I care about.


Don't forget the third camp who just really like OLD jeeps!

Somewhere in the ballpark of a week ago there was a car show near where I walk my dog (some charity event). Overall not that interesting - there were a lot of flashy low riders with the crazy hydraulics and stuff - but there was also this really cool jeep truck-thing from sometime in the 1950's, a Jeep Forward Control[0]. They had pics of it when they first got it, absolute rusty mess! But goddamn, I'm not even a car guy and I was impressed. Labor of love.

Then my cousin has a more modern Jeep and lemme tell you: not great. I wonder what happened to that company? Garden variety enshittification, or is there an interesting story there?

[0] https://en.wikipedia.org/wiki/Jeep_Forward_Control


Depends how old you are. Up through the 80s, Jeep still had a reputation as a rock-solid, durable brand. (The reality probably changed sometime in the 1970s, but it takes time for word to get out.) A lot of people's mental model is set somewhere in their 20s/30s, and they never really update it. So a lot of baby boomers still think of Jeep as a reliable car.


That's what I was getting at, though I wasn't sure if my perceptions matched the general consensus (which it seems they do).

If a manufacturer has been broadly considered as unreliable for the past 20-40 years (JK's came out in 2007, and I still heard some people talking about jeeps as being reliable in the TJ era, though I'd personally disagree), I think it's fair to say they have a reputation of being unreliable.


Among my dads friends (lawyers) in the 80s none of them would buy a jeep because they consistently died between 60k and 80k miles. one of them had one but he expected to only put 30k on it on his property. We had to pull it with a tractor on multiple hunts because the 4wd system wouldn't work.


Why do you think it I GPT generated?


$755 billion was forgiven. That is roughly $2.5K per person, assuming US population of 300 million.


Almost all the loan availability were spoken for within hours. The grifters got there first, and the people who really needed the help often got stiffed. The Catholic Church took PPP loans and used it to pay off all the lawsuits from their priests raping kids.

https://www.wmlawyers.com/2020/07/sex-abuse-victims-outraged...


I’d posit that $3.5m is a drop in the bucket when compared to the $600 _billion_ budget of the program itself. Linking to a law firm blog isn’t doing any favors if you’re trying to present yourself as objective here. It seems disingenuous and pretty transparently ideologically motivated to try and make a shaky connection to pastor abuse, truthfully I think you can do better.


Musk is using similar cherry-picked examples to justify shutting down USAID.


I don’t really see how Musk or his actions regarding USAID has any connection at all to my comment, or to Catholic PPP loans, truthfully.


>and the people who really needed the help often got stiffed.

Just one anecdata, but we (family business) were "people who really needed the help" and got approved for PPP, both times. You needed to be fairly timely on applying because of the absurd demand, though.

We had to file paperwork including our payroll, income/loss sheets and more with our bank (not SBA) who actually did most of the groundwork because any PPP loan not forgiven is on the bank's dime.


I thought the free market was important, but you seem to just want handouts. Shouldn’t your business have failed if it wasn’t resilient? Why was your family business more important than any of the families who lost everything during covid? What hypocrites you MAGA folks are!


In my experience the louder someone claims to be for the "free market" the more they are actually aligned with the "privatize the profits, socialize the losses" mindset when you observe what they do rather than what they say.


Your premise is flawed because the free market was corrupted by government-ordered shutdowns. PPP is compensation for that. You can't maintain entire payrolls with quite literally next to no revenue without external cash infusions.

In case you weren't aware, PPP stands for Paycheck Protection Program and the monies disbursed by it are only to compensate for payroll expenses during the specified timeframe. Forgiveness also requires resubmission of payroll and other financial documents at time of forgiveness application to prove the PPP money was used for payroll and noone was fired without cause.

PPP does not and could not make up for a fundamentally flawed business model, all it did was compensate for paycheck expenses that could have been impacted by top-down forced shutdowns, particularly since small businesses by their nature usually can't handle wholly unexpected adversities well.

Your overt mischaracterization of PPP is one of many things that made me vote for Trump, by the way. Fake news sensationalism can die in a fire.


You people always have an excuse for why your handouts are valid but everyone else is a lazy pile of shit. Literally, every time you guys talk it’s, “laws for thee, but not for me!”


So like $2500 per person? Another round of stimulus checks would have been better


The purpose of running the money through employers via PPP was to ensure the socioeconomic rankings didn’t change, so that employees still needed their employers.

Giving everyone more cash with no strings attached would have given them more negotiating power against employers.


Or it was because employees need jobs a lot more than they need $2,500, so if everyone got $2,500 and lost their job, employees would be screwed in like 3 months.

Profit may not trickle down like you hope but pain sure does.


More accurately, it was to preserve employment relationships.

Historically, once mass layoffs happen, they are contagious. Once unemployment rates rise, companies plan to cut costs to ride out a recession.

Also, once employees are unemployed for an extended period of time (something like 9+ months), their odds of finding similarly paying work drop permanently.

It was in everybody’s best interest to reduce the employer-employee churn.


Absolutely. The weird strain of Marxism running through our country these days sort of imagines a bunch of politicians sitting around going "ok, we have to keep the fat cats fat so they keep giving us illegal stock tips we can abuse for our own profit". And not that that never happens, but it seems like in the middle of the depths of the Covid pandemic, they just wanted to not add economic depression to the list of problems we had.

And sure, the when the government transfers large amounts of money it's like moving water with a leaky bucket and in this case maybe a colander, but I'd rather be sitting here 5 years later complaining about fraud than a depression.


It actually lists milk as an ingredient. So even if you are have doubts if its milkless butter, the ingredient list can clarify it.


If you see that on a product, you'd expect that the thing was made with milk, but does not contain any as far as you need to worry about allergens, and that it's tested to be safe.

It's a valid case in the truth table where somebody with a milk allergy should be safe to eat it


Does any such food product actually exist? Not even just for milk, but for any of the FDA's nine major allergens?


You will find that even butter often does not have milk in the ingredients list. E.g. Kerrygold: "pasteurized cream, salt"

In this case, the Kirkland's listed "sweet cream" and not milk.


You are right, it’s not sharing. It leaking. It should be “USPS leaked customer postal addresses to Meta, LinkedIn and Snap”


But only $243.6M for fraud, which caused death of 346 people.


California needs to do away with restriction on property tax raise. They tax is probably ridiculously low for the amount of land they own.


If the fact that that these families grabbed that land before the union blocks state from having an easement to access the land, then the state should protect private property of these ranchers at all. So if some private militia enters and forcefully take over the ranchers land, the state should not intervene then.


Sounds like an interesting theory, but I dont follow. can you explain it in different terms?


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