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Obviously "decently" depends on individual perception.

For me this is owning in an apartment or house with a room for everyone + living room, going to ski, going on vacation (summer and another one from the school vacation + once every 2 years a bigger one far away), not having to worry about the grocery store (I take what I need without looking at the price).

I am quite frugal so i do nto care at all about clothes and have no opinion about that.

I have a 10 years old TV that is going great and I will change it only when Iit breaks. Same for the home server that is 6 years old and will stay at least 6 years more).

Plus a car.

Long term: being able to send children to a good university - in France this means about 120k€ per child (all costs included).

Even longer term: retiring without loss in the comfort described above.

I am not sure it is doable on a 60k€ salary for a family of 4.



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