I'm always surprised how HN is disconnected from the reality sometimes.

It's basically 197 k$ a year until he "retires" at 65 in 38 years. And that's if he's keeping the money without investing it.

Yes, though my calculations are simpler, 100 K Euro (essentially net from taxes, I believe) for 75 years (hoping one would manage to become centenary).

Without any gain through investment, only maintaining the money on par with inflation (the real life one not the projected one that this or that EU government publishes) you can imagine it as constant draw or stipend.

That is roughly double what (I would call) a more than average pay in EU (50,000 Euro year net of taxes).

It's more money than most Europeans will make in their life, especially after taxes.

I doubt anyone here compares themselves to "most europeans". I am a european and it's a lot of money for me but I dont see it to be a life changing amount of money (as in I would be comfortable just spending it).

You can easily spend half of this money on on real estate.

I am curious how you can say it’s “not life changing”. You can literally get back every second of your remaining time on this planet without having to spend it for an employer. A safe 3% withdrawal rate would put you at around $250k a year of extremely tax favored passive income that you get without having to do anything. What the heck.

> A safe 3% withdrawal rate would put you at around $250k a year of extremely tax favored passive income that you get without having to do anything. What the heck.

It's the movies and Forbes list constantly in your face.

Di Caprio/Scorssese plus Steve Forbes screwed (and skewed) a lot of people perceptions.